Our mission is to provide peace of mind and help you make the most of your Medicare benefits by providing no cost services to you, while exploring your Medicare options.
A Medicare Advantage Plan (aka Medicare Part C) is simply a Medicare approved private insurance company that manages your Medicare benefits. Part C combines Part A, Part B and many times Part D as well as other additional services a person may require such as hearing, dental, vision, and more. These plans have low to no premiums.
A Medicare Supplement (aka Medigap) insurance, sold by private companies, can help reduce out-of-pocket expenses by paying for certain healthcare costs that Original Medicare doesn't fully cover, like co-payments, coinsurance, and deductibles. These plans require the payment of monthly premiums in addition to Medicare Part B premiums.
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area. Each Medicare prescription drug plan (aka PDP) uses a formulary, which is a list of medications covered by the plan and your costs for each.
About Gilbert Lin
Since 2010, to help you make the right decision I take a commonsense approach – I ask questions, listen to your answers and only then recommend the type of policies that will fit your particular needs... whether that be a Medicare Advantage, Part D or Medicare Supplement plan.
I had the pleasure of attending a Medicare seminar hosted by Gilbert Lin, and I can't recommend him highly enough. He is incredibly knowledgeable and thorough in explaining the complexities of Medicare and Medicare Advantage plans, making the process much more manageable. He took the time to answer all my questions with patience and clarity, ensuring I felt confident in my decision. His professionalism and willingness to help truly set him apart. If you're looking for expert guidance on Medicare, Gilbert is the person to go to!
Anne S., Los Angeles County, CA
Gilbert has helped my entire family with medical insurance! He always returns my texts and answers all my questions with regard to Doctors and benefits! He has been in the business for many years so he has great experience in the industry and helps define what would work best for you and your budget!
Suzanne G., Orange County, CA
Gilbert is absolutely amazing! He is very knowledgeable, the epitome of customer service, professional, and he truly, truly cares! He immediately put my mind at ease, and helped me secure affordable medical insurance. I’m a senior on an extremely limited budget, and because of him, I can now rest at night, as a huge weight has been lifted ❤️
Beverley H., Orange County, CA